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7 Subtle Signs That Show You a Person Has a Lot of Money in the Bank

Laura Beck

Feb 20, 2025

“Most individuals with great wealth rarely flaunt it,” said Anthony DeLuca, CFP, an expert with RetireGuide. “These individuals practice something that helped bring such wealth — discipline and relative humility.”

In an article discussing the subtle signs of true wealth, financial expert Anthony DeLuca from RetireGuide shared his insights on the characteristics that often indicate financial success:


  1. Discipline and Humility: DeLuca noted that wealthy individuals often do not flaunt their wealth. He explained, “Most individuals with great wealth rarely flaunt it. These individuals practice something that helped bring such wealth — discipline and relative humility.”


  2. Continuous Learning Mindset: A key trait of wealthy individuals is their commitment to personal growth. DeLuca said, “Another subtle sign of a successful individual is a constant curiosity and drive to be better. They are never settling, and they are never afraid to learn.” This mindset applies not only to their profession but to all areas of life.


  3. Investment in Relationships: DeLuca highlighted that successful individuals understand the value of relationships and connections. He stated, “Most successful people understand that time in relationships and connections leads to more opportunities. You reap what you sow.” Building meaningful connections often leads to greater success.


  4. Generosity: Contrary to the stereotype of the wealthy being stingy, DeLuca emphasized that many wealthy people are generous. He remarked, “When someone possesses a lot of wealth, they can generally give back with more freedom. It’s safe to claim that most people wish to give back, but it’s hard for others who live paycheck to paycheck.”


Other financial experts, such as Arron Bennett and Lucas Barcelo, contributed additional points, like prioritizing value over price, maintaining a healthy relationship with debt, making modest lifestyle choices, having strong financial discipline, and recognizing the importance of continuous learning.

DeLuca’s contributions to the article focus on the importance of discipline, ongoing self-improvement, investing in relationships, and being generous, all of which are integral to maintaining long-term financial success.

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